A PPO provides more flexibility than an HMO but it can set you back more. They pay less and pass the savings to you in are lower monthly premiums. Normally they will ask for higher charge back fees.
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In an HMO (health maintenance organization), you are obligated using the plans' network of doctors and hospitals. A PPO (preferred provider organizations) allows you to decide your own doctor or hospital. The PPO lists preferred sellers. You can choose a doctor that isn't on favored list around the may strengthen out of pocket overheads. A PPO provides more https://www.portent.com/blog/random/great-proposals.htm flexibility than an HMO it might can set you back more.
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